Plan It & Retire on Your Terms.

Tools and calculators for mutual fund analysis, retirement planning, SIPs, SWPs and more, so you always know exactly where you stand and what it’ll take to get there.

Calculators and tools

Benchmark Comparison — Backtest and rebalance mutual fund portfolios against a benchmark index.
Bucket Strategy — Split a retirement corpus into safety, stability and growth — and watch it refill.
Retirement Calculator — How much you need to retire, and the monthly SIP to get there.
Loan Prepayment Calculator — Interest saved, tenure cut, and how investing the same amount compares.
SIP & Lumpsum Calculator — What a SIP, a lumpsum or both will be worth — and the SIP a goal needs.
SWP & Tax Calculator — How long a corpus lasts under monthly withdrawals — and what tax takes out of them.
SIP + SWP Calculator — Build a corpus on one schedule, then draw an income from it on another.
Govt. Scheme Calculators — PPF, SSY, NSC, KVP, EPF, NPS, APY, PM-SYM, SCSS and the four post office deposits, in one place.
Interest & CAGR Calculator — Simple against compound interest on the same deposit, and the CAGR between any two dates.
FIRE Calculator — Lean, Traditional, Fat, Coast and Barista FIRE from one set of numbers.
Financial Goal Calculator — Price any goal at tomorrow’s cost — the SIP, lump sum or time it takes.

What's here

9 calculators that each answer one question under Indian rules — the corpus a retirement needs and the monthly investment that reaches it, what a SIP or lumpsum comes to, how long a corpus survives an SWP once capital-gains tax has taken its share, both halves of that plan on one chart, fourteen government schemes with their notified rates, whether prepaying a loan beats investing the same money, and what a quoted rate or CAGR is really worth.

Two plan further ahead. The FIRE Calculator shows when work could become optional under five kinds of FIRE, from Lean to Barista. The Financial Goal Calculator prices a home, an education, a wedding or any goal at what it will cost by its date, works out the monthly SIP, one-off amount or extra time that reaches it, and sets several goals side by side in priority order.

Alongside them, 2 tools that model a whole portfolio rather than a single figure: Benchmark Comparison backtests real mutual funds against a NIFTY total-return index over every window they have both existed for, and Bucket Strategy splits a corpus across safety, stability and growth and runs the refills month by month.

Before you start

None of this is investment advice. Nothing here recommends or ranks a fund, a scheme or a course of action, and no figure is a quotation or a guarantee — every projection rests on rates you select or this tool assumes. Nothing you type ever leaves your browser or is stored on a server or in a database. A few calculators keep your plan in this browser so a refresh does not lose it.

The longer version — what each page covers, what NAV, rolling returns and volatility mean on a chart, which tax rules the figures follow and when the notified rates were last checked, and where the underlying data comes from — is on the help page, for anyone who wants to know what a number here rests on before planning around it.